Muthoot Finance Gold Loan Interest Rate Today
Last updated: 04 Mar 2026 • Category: NBFC
Planning to take a Muthoot Finance gold loan?
Here you can check the latest product details, repayment options, and use our free
EMI + eligibility calculator using today’s gold price.
Gold price today (24K, 1 gram)
₹16,450
Gold price today (22K, 1 gram)
₹15,068
Updated on
04 Mar 2026
Muthoot Finance Gold Loan Products
Gold loan rates and terms may vary based on scheme and branch. Below are the active gold loan products currently listed for Muthoot Finance.
Muthoot Gold Loan
Maximum LTV
75%
Tenure
1 – 12 months
Loan amount
₹2,000 – ₹5,000,000
Repayment options
Monthly interest / Bullet repayment / EMI
Disbursal time
Same day (often within 1 hour)
Need to update?
Muthoot Gold Loan (High Value)
Maximum LTV
75%
Tenure
1 – 24 months
Loan amount
₹100,000 – ₹25,000,000
Repayment options
Monthly interest / Bullet repayment
Disbursal time
Same day
Need to update?
Is Muthoot Finance gold loan a good option?
Muthoot Finance gold loan can be a good choice if you want a secured loan against gold jewellery, with simple eligibility and clear repayment options.
As a NBFC, Muthoot Finance may offer competitive gold loan rates. However, the final interest rate depends on scheme type, tenure, repayment method, and branch policies.
Tip: Always confirm the exact scheme name, foreclosure rules, and charges before pledging your gold.
Muthoot Finance Gold Loan EMI + Eligibility Calculator
Today's gold price: ₹15,068 per gram (22K).
Note: EMI shown is an estimate. Final amount depends on gold valuation, scheme and branch rules.